We all know the story about "Give them a fish - They eat once." "Teach them to fish - They can eat all their lives." Most parents and grandparents (and kind aunts and uncles) want to help their kids. But most often they just give them a fish - once or several times. When we pay our kids expenses and just keep on giving them money and things - when they are 15 and 25 and 35 - They never "learn to fish". They never learn the earning skills and the budgeted spending habits and t

Click on the above image to access the YouTube video. Listen to this. Now, think about what you agree and disagree with from the video. And then read my blog entry The Road to Financial Happiness Contact me by email at dave@gtedllc.com or text or call me at 817-881-5631. Let us help you customize your own Personal Financing Solutions. #highachiever #mindset #privatebankingstrategies #gtedllc #aledo

Steps on the road to financial and personal happiness: 1. Make money and constantly and consistently improve your mind, body and spirit to support your money making. Find your own way of successfully making money. This is greatly enhanced by always being kind and often serving others along the way. 2. Spend less than you make. Always. 3. Save 10% or more every month into your own protected Cash Savings Vehicle. In good years save much more. We can teach you how to do th

What’s Coming in Our World? This is not a forecast. This is a list of the changes and risks we all need to consider as possibilities. These are threats that are possible over the next 12 to 24 to 36 months. The Political World · More wars and wars affecting more countries · Many more refugees in many places · More trade wars. More currency wars. · Less cooperation and more conflict among countries · Some countries splitting apart into separate countries The Physical World · M

Read this article excerpt and chart that I received at the end of August 2019: Hard as it may be to believe, the average interest rate for the five year bonds of major world countries is now negative. For the right to tie up your money for five years, you pay them! In Switzerland, you lose over 1% per year for the privilege of putting your money in their bonds. This is even before taking into account the effect of inflation which would make all of these interest rates negat